Just Moved to Australia? Here’s everything you need to do in your first week
So, you’ve just landed in Australia! Amidst all the excitement and anticipation, there’s probably a little voice in the back of your head reminding you about the important (and let’s be honest, slightly boring) adult tasks you need to tackle ASAP.
How do I get an Aussie phone number? What even is a TFN? Which bank should I choose?
But fear not —I’ve put together an essential first-week checklist to help you settle in smoothly.
E-Sim and Australian Phone Plan
First things first—get yourself an eSIM and phone plan. This is arguably the most important task, as having mobile data and an Australian phone number will make everything else much easier. Whether you need to navigate, set up a bank account, or contact potential employers, staying connected is essential.
I personally recommend Circles.Life—they offer extensive mobile coverage, a variety of flexible plans, and an easy, seamless setup process.
Currently, I’m on a plan that includes unlimited regional calls and texts plus 105GB of data for six months, all for just $22.50 per month. So far, the service has been reliable, and I’ve had no issues!
Circles.Life:
(https://www.circles.life/au?srsltid=AfmBOoqN6Q-WN1YJgpbAG4z1aHHXCVxsZNjDT_Lw3XKWyBC7EF-1rbRo)
Apply for a Tax File Number (TFN)
According to the Australian Taxation Office (ATO), a TFN is “your personal reference number in the tax and superannuation systems.” Essentially, if you plan to work in Australia, you’ll need a TFN to ensure you’re taxed correctly.
The application process is straightforward, and you’ll need to provide the following details:
- Passport and Travel Document Number (e.g. Visa details)
- Personal Details (Name, Date of Birth, Gender, Marital Status)
- Australian Phone Number
- Address
- You don’t necessarily need an Australian address to apply, but you’ll need to provide an address where your TFN notification letter can be sent.
It is important to note that the TFN is only delivered by post and takes up to 28 days to arrive.
How Long Does it Take?
The TFN is only delivered by post and can take up to 28 days to arrive.
No Permanent Address Yet? No Problem!
If you haven’t yet secured long-term accommodation, you can use:
- Your temporary accommodation (hostel, Airbnb, hotel)
- A friend or family members address within Australia
- A PO box
Apply for a TFN here:
https://www.ato.gov.au/individuals-and-families/tax-file-number/apply-for-a-tfn
Open an Australian Bank Account
If you’re planning to work while in Australia, you’ll need an Australian bank account to get paid (and let’s be honest—you want to get paid!). Even if you’re not working, opening a local bank account can save you money on international transaction fees and make day-to-day spending more convenient.
Most banks allow you to open an account online before arrival, but you may need to visit a branch in person to verify your identity.
The ‘Big Four’ Banks in Australia:
- Commonwealth Bank of Australia (CBA)
- Westpac Banking Corporation (WBC)
- National Australia Bank (NAB)
- Australian and New Zealand Banking Group (ANZ)
I personally chose Commonwealth Bank, as they are the largest bank in Australia (as of February 2025) and have a strong presence across the country, with branches in almost every corner. This means I’m never too far from in-person assistance if I need it!
Find Accommodation
If you’re looking for longer-term accommodation and don’t want to live in hostels forever, there are plenty of websites that offer more affordable accommodation:
- Flatmates.com.au – For finding a house share and/or room share
- Gumtree.com.au – Similar to Flatmates
- Airbnb – For private accommodation however will be more expensive
- Facebook groups – ‘Fairy floss’ is a popular group for finding a share house, and is less formal than Flatmates and Gumtree
Figure Out Public Transport
Australia’s public transport systems vary by state, and you’ll need to purchase a travel card in order to use the trams, buses and trains:
- MyKi Card – Melbourne and Victoria
- Opal Card – Sydney and NSW
- Go Card – Brisbane and Queensland
Most of these cards can be topped up online or via mobile apps, and some states now allow contactless credit/debit card payments instead of a travel card.